323 Terra Ceia Drive, PALMETTO, FL

$320,000

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2

Beds

2

Baths

1,012

Square feet

0.08

Acres

About 323 Terra Ceia Drive

**WATERFRONT TROPIC ISLES HOME WITH BOAT LIFT & GULF ACCESS!** Welcome to this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after, resident-owned 55+ community of Tropic Isles on Terra Ceia Bay. Ideally positioned on the waterfront, the property features a private dock and boat lift with direct access to the Gulf, offering an exceptional opportunity to enjoy boating, fishing, and spectacular Florida sunsets right from home. Inside, the home is bright and inviting, with abundant natural light and comfortable living spaces designed for easy Florida living. Offered fully furnished, it is ready for immediate occupancy as a full-time residence, seasonal retreat, or waterfront getaway. A brand-new furnace was installed in November 2025, and the property also includes a **fully transferable lifetime termite protection warranty** for added peace of mind. The seller is also willing to include the boat currently on the lift as part of a package, creating an exceptional opportunity for buyers looking for a turnkey waterfront lifestyle. Enjoy all that Tropic Isles has to offer with a low monthly maintenance fee of just $338. Community amenities include a clubhouse, heated pool and spa, shuffleboard courts, marina access, fitness center, library, game room, meeting halls, and kayak launch. The welcoming community atmosphere combines an active lifestyle with the tranquility of waterfront living. Conveniently located near Gulf beaches, waterfront dining, Sarasota, Tampa, and Ellenton Premium Outlets, this property puts recreation, shopping, dining, and entertainment within easy reach. Whether you're looking for a year-round home or a seasonal escape, this Tropic Isles waterfront property offers the combination of **boat access, community amenities, affordability, and Florida coastal living** that's hard to find.

Features of 323 Terra Ceia Drive

MLS® # A4704284
Price $320,000
Bedrooms 2
Bathrooms 2.00
Full Baths 2
Square Feet - Living 1,012
Square Feet - Total 1,540
Acres 0.08
Year Built 1980
Type Residential
Sub-Type Manufactured Housing
Status Active

Community Information

Address 323 Terra Ceia Drive
Area Palmetto/Rubonia
Subdivision TROPIC ISLES CO-OP
City PALMETTO
County Manatee
State FL
Zip Code 34221

Amenities

Amenities Clubhouse, Maintenance
Is Waterfront Yes
Waterfront Bay/Harbor Front, Waterfront, Bay/Harbor, Canal - Freshwater
Has Pool No

Interior

Interior Features Other, Walk-In Closet(s)
Appliances Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Heating Central
Cooling Central Air
Fireplace No
# of Stories 1

Exterior

Exterior Features Other
Roof Shingle
Foundation Other

School Information

Elementary Palmetto Elementary-MN
Middle Lincoln Middle
High Palmetto High

Additional Information

Zoning MHP1
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Map

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